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In the final months of the Trump Administration, the United States Department of Health and Human Services (HHS) released final rules establishing price transparency requirements for healthcare services. Generally, health insurance companies and healthcare providers negotiate prices for services and …
Earlier this year we released an analysis looking at how often health plans had taken steps to limit out-of-pocket costs for their enrollees during the pandemic. We found that many individual and fully-insured group market insurers had waived cost-sharing (copays, …
Compared to other private health plans in the U.S., coverage offered by large employers tends to be the most generous and comprehensive. However, even in these relatively generous plans, out-of-pocket spending has risen about twice as fast as workers’ wages …
NOTE: An updated version of this analysis is here.
While federal protections prevent most people from paying out-of-pocket for COVID-19 testing, patients may face substantial costs if hospitalized for treatment because there are no provisions that require private …
Testing for COVID-19 remains a key strategy to identify active infections and contain the spread of the virus. The Centers for Disease Control and Prevention (CDC) recommends testing for persons with symptoms when there is a concern of potential COVID-19. …
As health costs rise, enrollees in large employer plans face higher health spending both through rising premium contributions and increased cost-sharing when they use services. On average, health spending by families with large employer health plans has increased two times …
As deductibles have risen and become more common over the past decade, many people with employer-sponsored coverage have faced rising out-of-pocket costs. Out-of-pocket spending is increasingly likely to be in the form of a deductible, which often means enrollees pay …
Being unable to afford health care when it is needed is one of the major worries of families, even those with insurance. Overall cost sharing (i.e., deductibles, copayments, and coinsurance) has been increasing in employer plans, and enrollees who use …
Cost-sharing between insurance providers and patients has increasingly become a topic of public discussion. In particular, the increasing proportion that enrollees are paying for healthcare has been an area of concern. For example, in the ten years from 2006 to …
As deductibles in health insurance plans have grown, there is concern about the level of out-of-pocket health costs faced by workers and their families with health insurance. In this brief, we present new analysis of the share of people with …