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Being unable to afford health care when it is needed is one of the major worries of families, even those with insurance. Overall cost sharing (i.e., deductibles, copayments, and coinsurance) has been increasing in employer plans, and enrollees who use …
A previous version of this analysis is available here.
Cost-sharing between insurance providers and patients has increasingly become a topic of public discussion. In particular, the increasing proportion that enrollees are paying for healthcare has been an area of concern. …
This chart collection explores the distribution of out-of-pocket spending among people with large employer coverage using the Truven Health Analytics MarketScan Commercial Claims and Encounters Database. We examine trends in out-of-pocket spending by people with employer coverage from 2005 to …
As deductibles in health insurance plans have grown, there is concern about the level of out-of-pocket health costs faced by workers and their families with health insurance. In this brief, we present new analysis of the share of people with …
The high cost of health care can be a barrier to access for both insured people (particularly those with high deductibles) and the uninsured. Today, a report from the National Center for Health Statistics finds that the share of adults …
Recent surveys have found that while most people taking prescriptions are able to afford the costs, a sizable share reports having difficulty affording their medication (26% of those taking prescription drugs, or 14% of the total population). Nearly one in …
An updated version of this brief is available here.
Rising cost-sharing for people with health insurance has drawn a good deal of public attention in recent years. For example, the average deductible for people with employer-provided health coverage rose from …
The cost of prescription drugs has received a good deal of attention recently, driven in part by a spike is spending in 2014 and 2015. After several years of fairly low growth, per capita prescription drugs costs are estimated to …
Health spending in the U.S. has grown at historically low levels since 2008, likely due to a combination of the economic downturn and slow recovery, as well as structural changes to the health system, such as higher deductibles in private …
Medical spending among people with private coverage may continue to grow at relatively slow rates in 2016, according to the latest Medical Cost Trend: Behind the Numbers report from PwC’s Health Research Institute.
Each year, PwC reports projected medical cost …