Out of Pocket Spending

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How affordability of health care varies by income among people with employer coverage

How affordability of health care varies by income among people with employer coverage

The affordability of health insurance and health care continue to be key public concerns.  While recent policy discussions have largely focused on the adequacy of financial assistance for those covered in ACA marketplaces and the nongroup market, millions of people …

What are recent trends and characteristics of workers with high drug spending?

What are recent trends and characteristics of workers with high drug spending?

Prescription drug spending grew rapidly between 2014 and 2015, but increases have been more modest recently. Several studies by the federal government, pharmacy benefit managers, and insurers point to high prices for new “specialty” drugs as driving the spike, in …

What do we know about people with high out-of-pocket spending?

What do we know about people with high out-of-pocket spending?

This chart collection explores the distribution of out-of-pocket spending among people with large employer coverage using the Truven Health Analytics MarketScan Commercial Claims and Encounters Database. We examine trends in out-of-pocket spending by people with employer coverage from 2005 to …