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Collectively, employers are the largest purchaser of health care in the United States, providing benefits for over 153 million people. There is considerable interest in how employers can use their purchasing power to improve quality and reduce cost in the …
As health costs rise, enrollees in large employer plans face higher health spending both through rising premium contributions and increased cost-sharing when they use services. On average, health spending by families with large employer health plans has increased two times …
Health care spending is highly concentrated, with a small share of people accounting for a large share of expenditures during any year – just 5% of people are responsible for at least half of overall spending. This makes understanding and …
As deductibles have risen and become more common over the past decade, many people with employer-sponsored coverage have faced rising out-of-pocket costs. Out-of-pocket spending is increasingly likely to be in the form of a deductible, which often means enrollees pay …
The affordability of health insurance and health care continue to be key public concerns. While recent policy discussions have largely focused on the adequacy of financial assistance for those covered in ACA marketplaces and the nongroup market, millions of people …
A new interactive tool from KFF estimates total household health spending for individuals and families in the U.S., including costs that are often less visible to consumers.
Users can generate scenarios based on family …
Jeffrey Selberg is a Senior Advisor with the Peterson Center on Healthcare. Bradley Sawyer, Cynthia Cox, Marco Ramirez, Gary Claxton, and Larry Levitt are with the Kaiser Family Foundation.
Measuring the value of the U.S. healthcare system – and particularly …
Telemedicine – the delivery of health services by providers at remote locations, such as through video conferencing or remote monitoring – has been seen as a way to possibly improve access to care while also lowering costs. In our 2018 …
Being unable to afford health care when it is needed is one of the major worries of families, even those with insurance. Overall cost sharing (i.e., deductibles, copayments, and coinsurance) has been increasing in employer plans, and enrollees who use …
Cost-sharing between insurance providers and patients has increasingly become a topic of public discussion. In particular, the increasing proportion that enrollees are paying for healthcare has been an area of concern. For example, in the ten years from 2006 to …