Health Spending

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How affordability of health care varies by income among people with employer coverage

How affordability of health care varies by income among people with employer coverage

The affordability of health insurance and health care continue to be key public concerns.  While recent policy discussions have largely focused on the adequacy of financial assistance for those covered in ACA marketplaces and the nongroup market, millions of people …

What are the recent and forecasted trends in prescription drug spending?

What are the recent and forecasted trends in prescription drug spending?

The cost of prescription drugs has become a hot-button issue with consumers and policymakers.  One in four people taking prescription drugs report difficulty affording their medication and recent Kaiser Family Foundation opinion polling has found bipartisan support for government action …

What are recent trends and characteristics of workers with high drug spending?

What are recent trends and characteristics of workers with high drug spending?

Prescription drug spending grew rapidly between 2014 and 2015, but increases have been more modest recently. Several studies by the federal government, pharmacy benefit managers, and insurers point to high prices for new “specialty” drugs as driving the spike, in …

An analysis of out-of-network claims in large employer health plans

An analysis of out-of-network claims in large employer health plans

Being unable to afford health care when it is needed is one of the major worries of families, even those with insurance.  Overall cost sharing (i.e., deductibles, copayments, and coinsurance) has been increasing in employer plans, and enrollees who use …

A look at how the opioid crisis has affected people with employer coverage

A look at how the opioid crisis has affected people with employer coverage

With deaths from opioid overdose rising steeply in recent years, and a large segment of the population reporting knowing someone who has been addicted to prescription painkillers, the breadth of the opioid crisis should come as no surprise, affecting people …