An examination of surprise medical bills and proposals to protect consumers from them
The term “surprise medical bill” describes charges arising when an insured person inadvertently receives care from an out-of-network provider. Surprise medical bills can arise in an emergency when the patient has no ability to select the emergency room, treating physicians, or ambulance providers. Surprise bills can also arise when a patient receives planned care. For […]
How does prescription drug spending and use compare across large employer plans, Medicare Part D, and Medicaid?

How does prescription drug spending and use compare across large employer plans, Medicare Part D, and Medicaid?

Prescription drug costs are a pressing concern for both consumers and policymakers. Rising drug prices affect patients’ out-of-pocket costs as well as the budgets of private and public payers, though the challenges vary by payer. This analysis compares prescription drug …

Deductible Relief Day: How rising deductibles are affecting people with employer coverage

Deductible Relief Day: How rising deductibles are affecting people with employer coverage

As deductibles have risen and become more common over the past decade, many people with employer-sponsored coverage have faced rising out-of-pocket costs. Out-of-pocket spending is increasingly likely to be in the form of a deductible, which often means enrollees pay …

How affordability of health care varies by income among people with employer coverage

How affordability of health care varies by income among people with employer coverage

The affordability of health insurance and health care continue to be key public concerns.  While recent policy discussions have largely focused on the adequacy of financial assistance for those covered in ACA marketplaces and the nongroup market, millions of people …