An examination of surprise medical bills and proposals to protect consumers from them

An examination of surprise medical bills and proposals to protect consumers from them

The term “surprise medical bill” describes charges arising when an insured person inadvertently receives care from an out-of-network provider. Surprise medical bills can arise in an emergency when the patient has no ability to select the emergency room, treating physicians, …

Tracking the rise in premium contributions and cost-sharing for families with large employer coverage

Tracking the rise in premium contributions and cost-sharing for families with large employer coverage

As health costs rise, enrollees in large employer plans face higher health spending both through rising premium contributions and increased cost-sharing when they use services. On average, health spending by families with large employer health plans has increased two times …

How does prescription drug spending and use compare across large employer plans, Medicare Part D, and Medicaid?

How does prescription drug spending and use compare across large employer plans, Medicare Part D, and Medicaid?

Prescription drug costs are a pressing concern for both consumers and policymakers. Rising drug prices affect patients’ out-of-pocket costs as well as the budgets of private and public payers, though the challenges vary by payer. This analysis compares prescription drug …