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An analysis of out-of-network claims in large employer health plans

An analysis of out-of-network claims in large employer health plans

Being unable to afford health care when it is needed is one of the major worries of families, even those with insurance.  Overall cost sharing (i.e., deductibles, copayments, and coinsurance) has been increasing in employer plans, and enrollees who use …

A look at how the opioid crisis has affected people with employer coverage

A look at how the opioid crisis has affected people with employer coverage

With deaths from opioid overdose rising steeply in recent years, and a large segment of the population reporting knowing someone who has been addicted to prescription painkillers, the breadth of the opioid crisis should come as no surprise, affecting people …

An analysis of who is most at risk for high out-of-pocket health spending

An analysis of who is most at risk for high out-of-pocket health spending

As deductibles in health insurance plans have grown, there is concern about the level of out-of-pocket health costs faced by workers and their families with health insurance. In this brief, we present new analysis of the share of people with …

Examining high prescription drug spending for people with employer sponsored health insurance

Examining high prescription drug spending for people with employer sponsored health insurance

Note: An updated chart collection explores more recent data on this topic here.

Recent surveys have found that while most people taking prescriptions are able to afford the costs, a sizable share reports having difficulty affording their medication (26% of …