Affordability

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Deductible Relief Day: How rising deductibles are affecting people with employer coverage

Deductible Relief Day: How rising deductibles are affecting people with employer coverage

As deductibles have risen and become more common over the past decade, many people with employer-sponsored coverage have faced rising out-of-pocket costs. Out-of-pocket spending is increasingly likely to be in the form of a deductible, which often means enrollees pay …

How affordability of health care varies by income among people with employer coverage

How affordability of health care varies by income among people with employer coverage

The affordability of health insurance and health care continue to be key public concerns.  While recent policy discussions have largely focused on the adequacy of financial assistance for those covered in ACA marketplaces and the nongroup market, millions of people …

An analysis of out-of-network claims in large employer health plans

An analysis of out-of-network claims in large employer health plans

Being unable to afford health care when it is needed is one of the major worries of families, even those with insurance.  Overall cost sharing (i.e., deductibles, copayments, and coinsurance) has been increasing in employer plans, and enrollees who use …

A new way of measuring health costs sheds light on recent health spending trends

A new way of measuring health costs sheds light on recent health spending trends

This brief is the result of a collaboration between the Kaiser Family Foundation and the United States Bureau of Economic Analysis. Cynthia Cox is with the Kaiser Family Foundation; Abe Dunn, Lindsey Rittmueller, and Bryn Whitmire are with the Bureau