Access & Affordability

An analysis of who is most at risk for high out-of-pocket health spending

Briefs

An analysis of who is most at risk for high out-of-pocket health spending

As deductibles in health insurance plans have grown, there is concern about the level of out-of-pocket health costs faced by workers and their families with health insurance. In this brief, we present new analysis of the share of people with employer-sponsored health insurance facing high out-of-pocket costs, and how that varies by gender, age, and […]

results found

How affordability of health care varies by income among people with employer coverage

How affordability of health care varies by income among people with employer coverage

The affordability of health insurance and health care continue to be key public concerns.  While recent policy discussions have largely focused on the adequacy of financial assistance for those covered in ACA marketplaces and the nongroup market, millions of people …

An analysis of out-of-network claims in large employer health plans

An analysis of out-of-network claims in large employer health plans

Being unable to afford health care when it is needed is one of the major worries of families, even those with insurance.  Overall cost sharing (i.e., deductibles, copayments, and coinsurance) has been increasing in employer plans, and enrollees who use …

Examining high prescription drug spending for people with employer sponsored health insurance

Examining high prescription drug spending for people with employer sponsored health insurance

Recent surveys have found that while most people taking prescriptions are able to afford the costs, a sizable share reports having difficulty affording their medication (26% of those taking prescription drugs, or 14% of the total population). Nearly one in …