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The term “surprise medical bill” describes charges arising when an insured person inadvertently receives care from an out-of-network provider. Surprise medical bills can arise in an emergency when the patient has no ability to select the emergency room, treating physicians, …
As deductibles have risen and become more common over the past decade, many people with employer-sponsored coverage have faced rising out-of-pocket costs. Out-of-pocket spending is increasingly likely to be in the form of a deductible, which often means enrollees pay …
The affordability of health insurance and health care continue to be key public concerns. While recent policy discussions have largely focused on the adequacy of financial assistance for those covered in ACA marketplaces and the nongroup market, millions of people …
Employer-based health insurance is the most important source of health coverage for the nonelderly, covering about 58% of this population in 2017. The workplace has long been a significant source of coverage for those in working families, although its importance …
This collection of charts and a related brief explore trends in access to care in the U.S. The high cost of health care can be a barrier to access for both insured people (particularly those with high deductibles) and the …
Telemedicine – the delivery of health services by providers at remote locations, such as through video conferencing or remote monitoring – has been seen as a way to possibly improve access to care while also lowering costs. In our 2018 …
Being unable to afford health care when it is needed is one of the major worries of families, even those with insurance. Overall cost sharing (i.e., deductibles, copayments, and coinsurance) has been increasing in employer plans, and enrollees who use …
Cost-sharing between insurance providers and patients has increasingly become a topic of public discussion. In particular, the increasing proportion that enrollees are paying for healthcare has been an area of concern. For example, in the ten years from 2006 to …
The high cost of health care can be a barrier to access for both insured people (particularly those with high deductibles) and the uninsured. Today, a report from the National Center for Health Statistics finds that the share of adults …
An updated version of this brief is available here.
Rising cost-sharing for people with health insurance has drawn a good deal of public attention in recent years. For example, the average deductible for people with employer-provided health coverage rose from …